Working for us

RUH New Staff

Your Pay

Staff Benefits

Your Pension

Electronic Staff Record

Your Pension

Trust Pension Contact Details:

NHS Pensions Agency telephone and website:

0300 330 1346

www.nhsbsa.nhs.uk/pensions

NEST pension telephone and website:

0300 020 0090

www.nestpensions.org.uk/member-hub

You are automatically enrolled into the NHS Pension scheme or NEST and are automatically re-enrolled every 3 years even if you have opted out.

NHS Pension

From April 2015 the NHS Pension scheme is a Career Average Revalued Earnings scheme (CARE)

  • You earn 1/54th of your pensionable pay as pension each year you work
  • This is then revalued with consumer price index and 1.5% from the Pensions Agency
  • You can take this pension at Normal Pension Age (State Pension Age) which is around 67 for most of us
  • Your contribution rates are set nationally and are tax free. The Employer contribution rates are also set nationally

NEST

If you work full time elsewhere and are already contributing towards an NHS Pension, then you will be enrolled into the Government National Employment Saving Fund (NEST) scheme. As an employee you pay 4.0% on your qualifying earnings, the employer contributes 3% on your qualifying earnings.

Opting out

NHS Pension

If you wish to opt out of the NHS Pension scheme and claim a refund you need to do this within 2 years of joining and by completing an SD502 and an RF12 (for a refund) from: www.nhsbsa.nhs.uk/pensions - NHS Pensions tab/Quick link for Members/Opting Out. Please then forward the SD502 and RF12 to Payroll. Payroll are not allowed to provide these forms to employees directly.

NEST

You need to opt out within 4 weeks of receiving your enrolment letter to receive a refund. Visit www.nestpensions.org.uk for more information.

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Pension Statement

Your Total Reward Statement (TRS) is available online every year and provides you with an NHS pension estimate. It is available September/October, but you have to be in post on 31st March of that same year to receive one. You can view your TRS statement via ESR Self Service.

Log into ESR via the Desktop Dashboard on the Staff Intranet, using your Smartcard and/or Username and Password, then select Employee Self-Service/TRS.

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FAQs

What if I am taking my NHS pension?
You will be auto enrolled into the NHS Pension Scheme if you are under state pension age. If you are over state pension age and under 75 you can choose to opt in to the NHS Pension scheme.

What if I have been contributing towards the NHS pension scheme in a previous Trust?
We identify you with your National Insurance number.

How do I nominate a beneficiary for death in service?
Complete a DB2 and forward this onto the Pensions Agency direct. DB2's are available from the Pensions website or from Payroll. You can complete one of this as often as you like

How do I know if I'm paying into a Pension scheme?
It will be show on your payslip (on the right hand side) as:
  • NHS Pension OR
  • NEST Pension

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